Perfect Loans,
Predictable Payments

We support businesses and entrepreneurs with only an ITIN, eliminating the need for collateral or guarantees, and even accepting those without a credit history.

Pre-qualify in 5 minutes

As seen in the media

CNN
NBC
Univision
Harvard Business School
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Latin Post

Generational prosperity powered by AI

Workflow

Empowering economic development through

of loans funded
$200M+
to 90% of overlooked entrepreneurs
10,341+
in incremental revenue for borrowers
$109M+
saved in interest and fees
$19.5M

Familiarize yourself with our minimum requirements to apply

SSN or ITIN
You should have a
step1
over $2,500 or more
Monthly revenue of
step2
+ 9 months
in business
step3
Current on outstanding
credit obligations (not including medical debt)
step

Access Affordable Credit Tailored to Your Business Needs

Accept ITIN?
No credit history accepted?
APR
Payment terms
Payment frequency
Camino Financial
Fixed
24 - 36 months
Monthly
Other Private Lenders
Depends on the lender
50 - 90%
12 - 24 months
Daily or Monthly
Lines of Credit
7 - 25%
12 - 60 months
Weekly or Bi-weekly
We outperform other lenders with our superior payment terms and fixed rates, making your loan more affordable as your monthly payments will be lower.

We’re not like most banks, we accept

Business with no credit history

Self-employed

Informal businesses

Cash-heavy businesses

Frequently Asked Questions

Workflow

Accelerate your business growth

At Camino Financial, we are building a future where minority businesses are not hindered by lack of access to capital, dedicating ourselves to helping them thrive in their respective industries.We are dedicated to helping minority business succeed. We believe access to capital is one of the greatest challenges for minority businesses.

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Disclosures

Camino Financial is licensed as Salas & Company LLC (NMLS #2186459). Our service is limited to commercial or business loans only. Applications are subject to credit approval. Rate and terms may vary based on your creditworthiness and are subject to change. Additional fees apply. In CA, loans are made or arranged under CFL License #60DBO-43053. Additional lending licenses held by Salas & Company LLC include: TX # 2100070774-167840; FL # CF9901463. Community Development Certifications held by Salas & Company LLC include: CDFI Certification # 181CE054231; CDE Certification # 21NMC058716.

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MISSION-DRIVEN COMPANY

Camino Financial’s mission is to catalyze economic growth within low-to-moderate income communities by empowering small businesses to create new jobs and grow sustainably.
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309 E 8th Street, Suite #601 Los Angeles, CA 90014    |    [email protected]    |    Tel (800) 852-0655    |    Fax (213) 260-6222
NMLS License:Salas & Company LLC #2186459    |    CFL License: Salas & Company LLC (DBA Camino Financial) #60DBO-43053
CDFI Certification Number: 181CE054231    |   https://www.caminofinancial.com/solopreneur-loan/

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© 2021 by Camino Financial, Inc. All Rights Reserved. Camino Financial is a Licensed Finance Lender & Broker in California under its subsidiary Salas & Company LLC.

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