Perfect Loans,Predictable Payments
We support businesses and entrepreneurs with only an ITIN, eliminating the need for collateral or guarantees, and even accepting those without a credit history.
Pre-qualify in 5 minutes
As seen in the media
Generational prosperity powered by AI
Empowering economic development through
- of loans funded
- $200M+
- to 90% of overlooked entrepreneurs
- 10,341+
- in incremental revenue for borrowers
- $109M+
- saved in interest and fees
- $19.5M
Familiarize yourself with our minimum requirements to apply
- SSN or ITIN
- You should have a
- over $2,500 or more
- Monthly revenue of
- + 9 months
- in business
- Current on outstanding
- credit obligations (not including medical debt)
Access Affordable Credit Tailored to Your Business Needs
Accept ITIN?
No credit history accepted?
APR
Payment terms
Payment frequency
Camino Financial
Fixed
24 - 36 months
Monthly
Other Private Lenders
Depends on the lender
50 - 90%
12 - 24 months
Daily or Monthly
Lines of Credit
7 - 25%
12 - 60 months
Weekly or Bi-weekly
We outperform other lenders with our superior payment terms and fixed rates, making your loan more affordable as your monthly payments will be lower.
We’re not like most banks, we accept
Business with no credit history
Self-employed
Informal businesses
Cash-heavy businesses
Frequently Asked Questions

Accelerate your business growth
At Camino Financial, we are building a future where minority businesses are not hindered by lack of access to capital, dedicating ourselves to helping them thrive in their respective industries.We are dedicated to helping minority business succeed. We believe access to capital is one of the greatest challenges for minority businesses.
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